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  1. United Capital Point LLC (UCP) and the Borrower hereby enter into a broker agreement ("Agreement") for the purpose of facilitating the loan application and processing. The parties agree to the following terms and conditions:

  2. UCP's Rights and Obligations:
    a. UCP shall act as the mortgage broker for the Borrower, assisting in the loan application and submission process.
    b. UCP shall provide the Borrower with information and guidance regarding loan options, terms, and requirements.
    c. UCP shall use its best efforts to secure the most favorable loan terms and conditions for the Borrower, subject to the lender's approval.
    d. UCP shall maintain the confidentiality of the Borrower's personal and financial information, in accordance with applicable privacy laws and regulations.
    e. UCP shall disclose any conflicts of interest that may arise during the loan application process.
    f. UCP shall provide the Borrower with updates and notifications regarding the progress of the loan application.


  3. Borrower's Rights and Obligations:
    a. The Borrower shall provide UCP with accurate and complete information necessary for the loan application, including but not limited to financial statements, credit history, and property details.
    b. The Borrower shall cooperate with UCP and provide any additional documentation or information requested by UCP or the lender in a timely manner.
    c. The Borrower shall review and understand the terms and conditions of the loan agreement, including interest rates, fees, and repayment terms.
    d. The Borrower shall promptly notify UCP of any changes in financial or personal circumstances that may affect the loan application or approval process.
    e. The Borrower acknowledges that UCP is acting as a broker and does not guarantee loan approval or specific loan terms.
    f. The Borrower shall pay the agreed-upon fees and charges associated with the loan application process, as outlined in the contract.


  4. Indemnification:
    a. Both parties agree to indemnify and hold each other harmless from any claims, losses, or damages arising out of or in connection with their respective obligations under this Agreement, except in cases of willful misconduct or gross negligence.


  5. Termination: a. Either party may terminate this Agreement upon written notice to the other party, subject to any obligations or fees already incurred.

  6. Governing Law:
    a. This Agreement shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of laws principles.

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