commercial loaN 
PROGRAMS

full doc 

program

Best For:

Credit-worthy investors or business owners looking for an alternative to restrictive bank financing.

Rates: 5.99-9%
MAX LTV TIER 1 & 2: 80%

lite doc 

investor program

Best For:

Investors who may not be able to disclose certain financial information or whose properties are more valuable than a tax return might show.

Rates: 5.99-9%
MAX LTV TIER 1 & 2: 80%

stated owner

occupied program

Best For:

Owner-occupied transactions where the business owner has difficulty documenting their income for traditional lenders.

Rates: 5.99-9%
MAX LTV TIER 1 & 2: 80%

bank statement

program

Best For:

Business owner who prefer to prove their income by providing 12 consecutive months of business bank statements instead of tax returns.

Rates:  5.99-9%
MAX LTV TIER 1 & 2: 80%

Program Highlights

$77k - $5 MM

Loan Amounts:

Max LTV:

75%

Rates:

5.99 - 9%

Term:

5 - 7yr Hibrid

LOAN PURPOSE

  Purchase, Refinance, Cash-Out Refinance

PROPERTY TYPES

  Multifamily, Mixed-Use, Office, Retail, Light Industrial, Warehouse, Office,

  Self-Storage, Mobile Home Park, 

  Daycare Center, Restaurant

AMORTIZATION

  20, 25, 30

BORROWER

  U.S. Citizens, Permanent Resident Aliens, Legal Entities, Foreign Nationals

STANDARD PREPAYMENT FEES

  5% for first 3 years

ELIGIBLE MARKETS

   Top 200 MSAs

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