Making the Most

Business Loans

We offer a variety of Business Loans programs, that will suit your Company need, depending how quick and fast you will need your Working Capital , Our Financial Advisers Team at United Capital Point will guide you to make the best decision.

Merchant Cash Advance

Earn More, Worry Less

If you process at least $5,000 in credit card sales each month and or Bank deposits, for three months, you will get a pre-approval in less than 24 hrs.


Business Cash Advance, you get a lump sum of cash, for any business need, automatically deposited into your bank account. An automated payback system is set up based on your daily credit card transactions.

SBA Loans

Let Us Handle the work

Almost every small business owner wants to know how to qualify for an SBA loan. As one of the lowest-cost products out there, SBA loans are the Holy Grail when it comes to growing your business affordably.

At United Capital Point we’ve helped thousands of small business owner’s successfully secure SBA loans. We’re confident we can give you the information you need to apply for an SBA loan.

If you interested to know how the product works and what exactly the eligibility requirements are, you’ll know if an SBA loan is the right product for your business.

Whether you’ve been in business for years or are just starting out, running a successful company requires capital. Not only can we help you find the right loan for your business, but we will also guide you throughout the entire process and review all parts of the application with you in order to quickly secure capital.

Traditional Term Business Loans

Earn More, Worry Less

Rates :Transparent. Fixed interest rates as low as 5.49% with monthly payments

Fees: Just one origination fee: 3.5–6.99% of loan principal

Prepayment penalty : Nope.

Repayment term : 1–5 yearsVaries but typical less than 12 monthsAverage around 5 years

Customer service : White glove service from your own loan specialist from day one

Underwriting : personal underwriter gets to know you and your business holistically

Approval time : In as soon as 10 days

Long-term Mortgage

Let Us Handle the Work

We do all the legwork in order to get you the best return on investment for your personal situation. Many of our clients love working with our Long-term Mortgage, as they find it easy and simple to understand. However, our brokers will be here to guide you through each step of the process. It is crucial to have a knowledgeable team by your side who can help find the best option for you.

First Mortgage

Earn More & Pay Less

We bring you the most competitive options from a wide variety of lenders. United Capital Point also provides each investor with the information necessary to take good decisions regarding their First Mortgage. We are here to help you understand this process, and be a guiding voice of reason. Contact us if you have any questions whatsoever, we would be more than happy to help.